New Year Update!

In my pre-Christmas update, our numbers looked like this:

1. replace $1267.44 of my personal savings
2. save $20,000 for long-term emergency fund (we currently have $5170.67, so $14,829.33 left to go)
3. pay off mortgage (as of December 3, our balance is sitting at $95,998.83--I missed the November 19 mortgage update)

And for right now, they look like this:

1. pay off my credit card-$741.27 (approx.)
2. replace $1031.17 of my personal savings
3. increase short-term emergency fund to $2500 (so $1500 to go)
4. save $20,000 for long-term emergency fund (we currently have $5177.40, so $14822.60 left to go)
5. pay off mortgage (as of December 31, our balance is sitting at $95,526.50)

I don't think it will take me that long to pay off my credit card, just because I'm expecting an interest payment at the end of January. Plus, I think my husband's paycheque will be more than I planned for, due to his raise, which I haven't got all figured out yet, and overtime he worked over New Year's. I have made a few changes to our goals. I figured new year, new goals. They're similar, though. I've long thought that we'd be better off with more in our short-term emergency savings, so I asked my husband what he thought would be a good amount, and he suggested $2500. I think that will do until we have all of our long-term emergency savings built up.

As for our mortgage, the last entry in the statement we got last year is for December 31, 2010. So I don't know what our mortgage amount will be now, until we get our next statement. I have no idea when we received it last year. I suppose I could extrapolate.